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Credit Proposal Preparation for UAE SMEs

A structured credit proposal preparation service that helps UAE SMEs present financial information, trading history and repayment capacity in a format banks can assess efficiently.

What Is Included

  • Financial summary — Historical and projected financials presented in a format banks expect
  • Business overview — Clear description of the business, market position, and competitive context
  • Repayment capacity — Cash flow analysis demonstrating debt service ability
  • Use of funds — Clear explanation of how the financing will be used and how it supports the business
  • Risk factors — Honest assessment of key risks and mitigants
  • Existing obligations — Full disclosure of current facilities and commitments

How It Works

  1. You share information — Financial statements, business details, and financing requirements.
  2. I prepare the proposal — Structure the information into a bank-ready credit proposal.
  3. You review and submit — Final proposal ready for submission to your chosen bank(s).

Who It Is For

UAE SMEs that have decided to apply for bank financing and want to present their case clearly and professionally. The service does not guarantee approval but ensures the bank receives a well-structured proposal that makes assessment easier.